The CarParts.com Mastercard^® is issued by The Bank of Missouri (tbom^®) pursuant from a license with Mastercard^®. You must be prequalified and submit an application.  Prequalification requests and applications are subject to issuer review (which may include obtaining your credit report) and approval. If you have recently submitted a prequalification request, applied for, or currently have a CarParts.com Mastercard^®, you may not be prequalified.
 

1. Earn 3% Cashback Rewards on CarParts.com purchases plus 1% Cashback Rewards on all other purchases. Cashback Rewards are applied as statement credits. See below for more information.

2. Prequalification inquiries are soft inquiries and will not impact your credit score.

3. The ability to immediately provide your Card Number is based on the issuer's ability to instantly authenticate your identity. To do this, you must have a mobile phone with a camera, and a valid state-issued driver's license or identification card. If you can't be authenticated, you won't be able to get your Card Number until you receive the physical card in the mail.

 

CARPARTS.COM MASTERCARD^® – CASHBACK REWARDS 

You will earn Cashback Rewards on any Purchase that was made using your credit card except for Purchases that are returned, disputed, cancelled, or otherwise credited to your Account Your credit card will not earn Cashback Rewards on cash advances, fees, interest charges, or other items that are not a Purchase under the Cardholder Agreement.

CarParts.com Purchases - Purchases you make using your credit card at CarParts.com will earn 3% in Cashback Rewards.  In order for a Purchase to earn 3% in Cashback Rewards, CarParts.com must be the merchant of record that submits the Purchase transaction to the Mastercard® network. Purchases that are not eligible may include Purchases made through a third-party digital wallet or payment solution (e.g., PayPal, Apple Pay, Google Pay, Amazon Pay).

Other Purchases – Purchases you make using your credit card at merchants other than CarParts.com will earn 1% Cashback Rewards. 

Cashback Rewards are calculated at the close of each billing cycle and are automatically applied to your credit card as a statement credit in U.S. dollars. They may not be redeemed in any other manner. Cashback Rewards have no cash value until applied to your Account as a statement credit. Cashback Rewards will not count as payments. You will still be required to pay at least the minimum payment due as shown on the monthly billing statement. 

The complete terms will be provided at application and with your Cardholder Agreement.